Most families realize home care is expensive. But if you are ready to hire a caregiver for your loved one, you need to know, how much does home care cost? Determining an estimate will help you figure out a budget. Unfortunately, there is no one answer to the question, how much does in-home care cost. Various factors determine how much you will spend. This article will review the variables to give you an idea of what to expect. 

How Much is Home Care for the Elderly?

Several factors affect how much you will pay for home care. They include:

  • Your Location: Hourly rates for home care aides vary depending on your location. They range from $20-$50 an hour. If you live in a state with a high cost of living, expect to pay more.
  • The Hours You Require: Most caregiver agencies charge by the hour. The more hours of care your loved one requires, the more you will pay.
  • The Level of Help You Require: Caregivers will charge more for specialized services. A caregiver who assists with basic needs like self-care, meal prep, light housekeeping, transportation, and errand running will charge more affordable rates. If your loved one has advanced needs for Alzheimer’s care, heart disease, cancer, etc., the aide will charge more for their services.
  • Caregiver Qualifications: If you hire a private caregiver, they may charge more if they are highly qualified. However, most agencies will offer similar rates depending on the care your loved one requires.

How to Make Home Care More Affordable

Home care can be costly. But there are things you can do to make it more affordable. Here are some suggestions.

  • Use Insurance: Most home care agencies accept private insurance that will help you cover costs. Make sure the agency you choose accepts your provider coverage.
  • Check Government Programs: Many states offer low-cost home care programs. They may also assist with low-cost meal delivery, home modifications, and prescriptions. Some agencies will even work with you during the application process to ensure you qualify for the programs. Pennsylvania residents can check with the Department of Aging and the Department of Human Services to learn what they qualify for. 
  • Get Training to Care for Your Loved One: Family members can train to become caregivers for their loved ones. They can get paid for providing care and minimize expenses.
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How Much Does In Home Care Cost?

TruCare Offers Affordable Home Care 

TruCare is a home care agency that aims to help clients by keeping expenses low. We work with low-income families without insurance or partial coverage to ensure they get the required care. We are Medicaid-certified.

We are a provider you can trust. We have been recognized as the best home care provider and employer in 2019 and 2020. We are certified and accredited by The Joint Commission and licensed by the PA Dept. of Health.

We will answer all your questions about how much senior care costs and ensure you get transparent answers.

Contact us for the caring and compassionate service your loved one deserves.